3 minutes a day.
Real money habits.
Daily micro-challenges based on your real spending. Build the habits that actually move the needle — no budgets, no spreadsheets.
You spent $34 on coffee this week. Your challenge: make coffee at home 3 days this week.
Based on: Starbucks spending this week
The most financially educated generation.
Still broke.
73%
live paycheck to paycheck
62%
can't cover a $500 emergency
$1.75T
student debt
How It Works
Connect Your Bank
We analyze your real spending patterns
Get Daily Challenges
Personalized micro-actions based on your habits
Build Real Habits
Track streaks, earn insights, save more
Everything you need
Daily Challenges
You have 4 streaming subscriptions ($61/mo). Cancel the one you used least this month.
Based on: Netflix, Spotify, Hulu, Apple Music
Behavioral Profile
Streak Tracking
Stay consistent with daily streaks and milestones.
Bank Integration
Secure read-only connection to your accounts.
Daily Nudges
Smart reminders that keep you on track.
Pro Insights
Deep analytics on your behavioral patterns.
People are saving real money
I saved $340 in my first month just by doing the daily challenges. It actually changed how I think about spending.
Zoe, 24
The behavioral profile was a wake-up call. I didn't realize I was an impulse buyer until Coinstack showed me.
Marcus, 22
It's like having a financial coach in my pocket. 3 minutes a day is all it takes.
Priya, 26
Simple pricing
Free
$0
forever
- 1 challenge/day
- Basic streak tracking
- 3 categories
- Community access
Pro
$9.99
/mo
- Unlimited challenges
- Full behavioral profile
- All categories
- Priority insights
- Bank integration
- Export data
Frequently asked questions
Your money habits won't change themselves.
Start building better habits in 3 minutes a day.